Hurricane Damage Inspections: Why They Are Crucial After the Storm

hurricane damage inspection

A hurricane can wreak havoc on homes and properties, leaving behind a trail of destruction. As the winds die down and the waters recede, there is often confusion and serious loss coupled with a critical need for thorough damage inspections and repairs.

For homeowners and property managers, understanding the extent of hurricane damage is paramount—not just to ensure safety but also to protect investments and start rebuilding your life on the right foot.

This blog post will arm you with essential knowledge on how to identify hidden hazards, navigate the inspection process, and make informed decisions about recovery.

Don’t let the aftermath of a hurricane leave you exposed and vulnerable. Instead, take control of the situation by knowing what (or who) to look out for and when to seek professional assistance.

Helping Homeowner and Commercial property owners navigate storm damage

Storm damage can manifest in numerous ways, from broken windows to significant structural damage. High winds, flying debris, and flooding often combine to create complex issues that require immediate attention.

Most homeowners may not realize that even minor-looking damage can have far-reaching consequences, especially when it comes to weakened structural components.

Hiring qualified engineers to assess the damage is the first step to take in the aftermath of a hurricane. They can accurately assess the extent of damage, provide a detailed report, and help you avoid falling victim to opportunistic contractors or a stingy insurance company looking to push a quick and easy fix.

Structural engineers inspect with an unbiased approach and ensure you receive the coverage you’re entitled to and that the repairs comply with local legislation.

Dealing with your Insurance company after a hurricane.

A property insurance company is vital in helping you get back on your feet after a storm. However, in most cases, they will opt for the cheapest and quickest repair to minimize your payout.

The best way to get around this is to have a professional engineer inspect the storm damage and determine the best course of action for a thorough repair.

The insurance process can be daunting, especially after a disaster. Start by documenting all visible damages, including roof damage, water intrusion, and structural issues.

Contact your local structural engineer promptly. A detailed report from an independent engineer can bolster your case for a fair settlement.

Insurance Adjuster: The Benefits of a Detailed Report

A detailed damage report provides documented proof of all damage and supports your case for adequate compensation. With this document, you can negotiate with contractors and your insurance provider to ensure you are covered for all related storm damage. It will also guide you through the repair process and allow you to get multiple repair quotes.

What is included in Storm damage inspections?

To assess which components of your home have been affected by hurricane damage, the first step is to appoint a structural engineer. These engineers will inspect every home component, from your roof cover to your gutters.

After a hurricane or severe wind storm, a structural engineer will normally perform a detailed roof inspection, checking for leaks and damage caused to the structure by flying debris. They will also check for signs of water damage to the support structure and assess walls for signs of storm damage.

Depositphotos 661958774 S
Natural disaster and its consequences. Hurricane Ian destroyed house roof in Florida residential area.

Roof Damage: Identifying structural issues and surface damage like Missing Shingles.

Minor roof damage, such as missing shingles, leaks, or mold growth, can threaten your roof’s structure in the long run. While the roof structure is the most critical component and will safeguard your family’s safety, don’t overlook minor items such as broken gutters or a tear in the waterproofing membrane.

Roofing Services: Finding the Right Professionals for the Job

Choosing the right roofing services can make a significant difference in the recovery process. Look for local roofers with experience in storm damage inspections who can offer a quick assessment and repair service. This ensures your roof remains in good shape and minimizes the risk of further damage.

Roof Inspection: What Homeowners Should Know

A roof inspection is essential for all homeowners following a hurricane. It helps determine if the roof has sustained any damage that might not be immediately visible, such as damage to tile roofs or structural supports in the attic. A thorough inspection can reveal hidden dangers and prevent further damage.

Preparing for Roof Repairs

After a thorough inspection, you may need to prepare for roof repairs. Work with trusted professionals who can assess the damage and provide a realistic repair timeline. Whether dealing with missing shingles or more significant damage, knowing what to expect helps reduce stress and expedite the repair process.

Dealing with mold: The Environmental Protection Agency’s Role in Mold Remediation

Mold remediation is a critical step in hurricane recovery. The Environmental Protection Agency (EPA) offers guidelines for safe mold removal, They Work hand in hand with local health Departments to establish standards for dealing with Mold after extreme weather events where drainage systems may have been compromised or overloaded, leading to excess water presence in built-up areas

Inspection Steps: The Key to a Successful Insurance Claim

After a storm, the inspection process becomes critical for documenting the full extent of any damage. Start by carefully examining your property and taking photos and notes of all visible issues, such as damaged siding, broken windows, or missing roof shingles.

This preliminary documentation will serve as your first line of evidence. Next, contact your insurer to report the incident and schedule an official assessment by an insurance adjuster. Ensure that your property is in a condition that prevents any risk to those conducting the inspection.

A well-documented inspection can strengthen your claim, providing solid grounds for negotiations with the insurance company to obtain the compensation you need for repairs.

Why Homeowners Should Seek Professional Inspections Instead of DIY Approaches

Conducting a post-storm inspection might seem manageable for some homeowners, but it’s easy to miss critical problems that are not immediately obvious. Many damages, such as those affecting the roof, attic, or underlying building structures, may not be readily visible or detectable without the right equipment and expertise.

Even seemingly minor issues, like small cracks or slightly warped siding, can indicate deeper problems that could worsen over time. Engaging a knowledgeable expert helps ensure that all potential issues are identified early, preventing future surprises and added expenses.

Finding the Right Experts for Storm Damage Assessments

To find qualified inspectors after a storm, research trusted local engineering companies. Seek recommendations from community organizations or neighbors recently dealing with storm damage.

Having your roof inspected by an engineer with local knowledge adds the benefit of an experienced eye. Storms such as hurricanes are normally regional, so a local engineer will likely have great insight into fixing roofs in a way that helps avoid recurring damage.

Reaching out to your local building authority or a reputable trade organization can also help identify reliable professionals well-equipped to handle your needs.

Finally, the National Institute of Environmental Health Sciences has a detailed guide for navigating storm damage in the aftermath of a disaster. Here is a useful link to their website:
https://tools.niehs.nih.gov/wetp/index.cfm?id=2472

Final Thoughts: Don’t Wait – Arrange Your Inspection Today

Hurricanes can leave behind complex and often hidden damage that may not be immediately obvious. Delaying an inspection can result in unnoticed issues escalating into major problems.

Taking swift action by arranging a thorough property evaluation can help prevent minor repairs from becoming significant expenditures, ensuring both your safety and peace of mind.
Reach out to experienced, independent professionals today to schedule your post-storm inspection and protect what matters most

Picture of Scott Zurn, P.E.

Scott Zurn, P.E.

Founder and CEO of Level Engineering & Level Design Partners. With more than 4 decades of experience, Scott Zurn has contributed to all aspects of the building industry, serving both public and private sectors. He’s achieved tremendous success in commercial and residential markets, held leadership roles such as building official, city engineer, and director for local governments, and accomplished hundreds of millions of dollars in successful commercial building and civil infrastructure as a designer, project manager, and leader. As the Founder of the Level brand, Scott is dedicated to ensuring the entrepreneurial success of design professionals, as well as creating positive environmental impacts through design work. Read Scott’s full bio here.

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